New USDA Direct Loan Rate at 4.250%

As of April 1, 2025 the new USDA Direct Loan Rate is 4.250%. This modest increase in the USDA Direct Loan rate from 4.125% to 4.250% is reflective of ongoing adjustments in response to persistent inflationary concerns and cautious optimism in the capital markets. While the uptick is slight, it signals that borrowing costs remain elevated and that the USDA is aligning its rates with recent movements in long-term U.S. Treasury yields.

This rate is guaranteed through June 30, 2025.